Paying smarter couldn’t be easier.

Pick a plan. Spread the cost. It’s that easy.

Spread the cost.
No interest. None.

Openpay lets you spread the cost of the things you want and need over time, with no hidden fees.

  • Longer plans lengths to make larger purchases more manageable.
  • No hidden fees and no interest.
  • Available across retail, health, automotive, home improvement and more.

Here’s how it works

Sign up.

Sign up easily through our app. We’ll run a quick ID check to verify your details.


Make a purchase with any of our partners, online or instore, and choose Openpay at checkout.

Spread it.

Pick your plan and pay your first instalment today. The rest is spread over weekly or fortnightly payments.

Keep track in the app

Easily manage your plans and track your upcoming
payments with the Openpay app.

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